Licensed by the California
Department of Corporations
under the California Residential Mortgage Lending Act

 

A-TECH Mortgage


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Privacy Policy Statement

Recognition of a Customer's Expectation Of Privacy

 

We may be collecting from you certain nonpublic personal information - that is, information that is personally identifiable financial information that you provided to us as a result of a service we provided to you, or otherwise obtained from you in the course of a financial transaction. It is our pledge to you to maintain and use this information in accordance with the principles outlined in this policy.


What Information will you be collecting from me?

We collect nonpublic personal information about you from the following sources:

 

  • Information we receive from you on various forms, including loan applications. This may include your name, address, social security number, information about your income, accounts you hold, your occupation.

 

  • Information relating to your transactions with us, our affiliated companies, or others, such as your account balances, payment history, and information about other parties to the transaction; and,

 

  • Information we receive from outside sources, like consumer reporting agencies, such as your credit history, and companies providing account verifications and employment histories.

 

Will you be sharing this information?

No, it is not our policy to share your nonpublic personal information with affiliates or non-affiliates. We may, however, be sharing the information described above with affiliates or nonaffiliated third parties in connection with processing your request for credit. We may also disclose all of the information we collect from you to companies that administer and service your accounts on our behalf - such as loan companies that service your loan on our behalf, hazard and flood insurance providers, credit reporting agencies, and other parties required to service and enforce your loan. We may also disclose to companies that acquire all or part of the rights under your Note.

 

Affiliates - This information may be shared with our affiliates - that is, a company that controls, is controlled by, or under common control with us. In most cases, sharing information will be related to processing your loan request with us.

 

Nonaffiliated third parties - Except as permitted by law, we generally do not disclose nonpublic personal information about our customers or former customers to nonaffiliated third parties - that is, a person or company that does not control, or is not controlled by, or NOT under common control with us. Nonpublic personal information may be shared with nonaffiliated third parties such as those providing insurance services, title services, escrow services, appraisal services, credit reporting services and auditing services in connection with processing your loan request with us.

 

Is my information protected?

Yes, it is. No person or persons have access to nonpublic personal information about you, except for our employees, affiliates or non affiliated third parties who need to know the information to provide services, directly or indirectly, or products to you. We maintain physical, electronic and procedural safeguards that comply with federal standard to guard your nonpublic personal information.


A-TECH Mortgage

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