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Privacy Policy Statement
Recognition of a Customer's Expectation Of
Privacy
We may be collecting from you certain
nonpublic personal information - that is, information that is
personally identifiable financial information that you provided
to us as a result of a service we provided to you, or otherwise
obtained from you in the course of a financial transaction. It
is our pledge to you to maintain and use this information in
accordance with the principles outlined in this policy.
What Information will you be collecting
from me?
We collect nonpublic personal information
about you from the following sources:
-
Information we receive
from you on various forms, including loan applications. This
may include your name, address, social security number,
information about your income, accounts you hold, your
occupation.
-
Information relating to
your transactions with us, our affiliated companies, or
others, such as your account balances, payment history, and
information about other parties to the transaction; and,
-
Information we receive
from outside sources, like consumer reporting agencies, such
as your credit history, and companies providing account
verifications and employment histories.
Will you be sharing
this information?
No, it is not our policy to share your
nonpublic personal information with affiliates or
non-affiliates. We may, however, be sharing the information
described above with affiliates or nonaffiliated third parties
in connection with processing your request for credit. We may
also disclose all of the information we collect from you to
companies that administer and service your accounts on our
behalf - such as loan companies that service your loan on our
behalf, hazard and flood insurance providers, credit reporting
agencies, and other parties required to service and enforce your
loan. We may also disclose to companies that acquire all or part
of the rights under your Note.
Affiliates - This
information may be shared with our affiliates - that is, a company that
controls, is controlled by, or under common control with us. In most cases,
sharing information will be related to processing your loan request with
us.
Nonaffiliated third
parties - Except as permitted by law, we generally do not disclose nonpublic
personal information about our customers or former customers to nonaffiliated
third parties - that is, a person or company that does not control, or
is not controlled by, or NOT under common control with us. Nonpublic personal
information may be shared with nonaffiliated third parties such as those
providing insurance services, title services, escrow services, appraisal
services, credit reporting services and auditing services in connection
with processing your loan request with us.
Is my information
protected?Yes, it is. No person or persons have access to nonpublic
personal information about you, except for our employees, affiliates or
non affiliated third parties who need to know the information to provide
services, directly or indirectly, or products to you. We maintain physical,
electronic and procedural safeguards that comply with federal standard
to guard your nonpublic personal information.
A-TECH Mortgage
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